By Amanda Hatfield
VIERA -- Johann Wolfgang von Goethe once said, "Life belongs to the living, and he who lives must be prepared for changes."
While many know preparedness is important, many seniors put off, or simply forget, to plan for their "golden years" until a crisis is present.
Brevard County seniors, however, will learn the benefits of being prepared on Tuesday, April 9 at One Senior Place.
A marketplace of resources for baby boomers and seniors, One Senior Place will host "Have a Plan, Not a Crisis," at both 2 and 6 p.m., along with DeLaura Financial Planning and Viera Insurance Professionals.
"People who tend to 'live in the moment' don't think that they'll ever get old and certainly don't think that they'll get sick or infirm," said Kathi Ridner, executive director at One Senior Place. "There is also often a belief that insurance or the government will take care of us as we age."
"Have a Plan, Not a Crisis" will last roughly an hour per presentation, and will allow for a question-and-answer session as long as needed. Attendees can also schedule a one-on-one, confidential consultation at their convenience.
"We are witnessing an interesting trend, with current seniors in need of help and resources that they had not planned for," Mrs. Ridner said.
Although many seniors are assisted by their adult children, the support they provide also compromises their own future and security through lost wages and a negative impact on careers.
Adult children assisting their senior parents in times of health or financial crisis may also dip into their own savings and retirement funds, thus pulling away from their own children's college funds and future retirement.
"This presentation is aimed at both current seniors, as well as adult professionals, who should be considering their own retirement plan immediately," Mrs. Ridner added.
"Have a Plan, Not a Crisis" will address subjects like projected healthcare costs, retirement benefits, living arrangements, life and long-term care insurance and more.
Jim DeLaura of DeLaura Financial Planning sees the event through the eyes of a businessman.
"As America's workforce ages, business owners could be in for a big shock," Mr. DeLaura said in a press release. "Unprepared employees in key, senior positions can quit very suddenly to care for aging parents or deal with an unforeseen crisis in their personal lives. That's when it becomes a crisis for the employer, too."
Mrs. Ridner believes that "Have a Plan, Not a Crisis" will be a prime presentation for all those who attend.
"Everyone should have a plan -- we are living longer, and the programs that have been in place previously will, more than likely, not be available when we need them," Mrs. Ridner said.
"Have a Plan, Not a Crisis" is Tuesday, April 9 at both 2 and 6 p.m. at One Senior Place.
Refreshments will be provided by JR's Rib Shack.
To reserve a seat, or for more information about "Have a Plan, Not a Crisis," call (321) 751-6771.
One Senior Place is located at 8085 Spyglass Hill Road, Viera.
For more information about One Senior Place, visit www.oneseniorplace.com.